Hurricane Sandy survivors who registered with the Federal Emergency Management Agency (FEMA) and indicated they had insurance coverage should send in their insurance settlement information as soon as they receive it.


The insurance settlement documents allow FEMA to determine if survivors have uninsured

or underinsured losses eligible for federal assistance. By law FEMA cannot provide financial assistance for losses covered by insurance. FEMA cannot pay deductibles either. Decisions on FEMA

aid are evaluated on a case-by-case basis.


To submit insurance documentation, here’s what applicants can do:


  • Gather insurance documents and any settlement information.
  • Write the applicant’s name, FEMA registration number and 4086-DR-NJ on each page.
  • Send a copy of these documents to FEMA by:
    • Fax:    800-827-8112
    • Mail:    National Processing Service Center

P.O. Box 10055

Hyattsville, MD 20782-8055

    • Visiting a Disaster Recovery Center (DRC). Find the nearest DRC online



Survivors can call FEMA with questions at 800-621-FEMA (3362), TTY 800-462-7585.

Lines are open from 7 a.m. to 10 p.m. and assistance is available in many languages.





Mailing Address:
Post Office Box 728,
Toms River, New Jersey 08754-0728
Town Hall located at:
33 Washington Street
Toms River, New Jersey 08753